Annual & Monthly Budget for Couples for Google Sheets and Excel

Take control of your finances together with this Annual & Monthly Budget for Couples.
Designed for dual-income households, this spreadsheet features automatic calculations to help you stay organized, track shared expenses, and plan for long-term goals. Whether you're managing bills, paying off debt, or building savings, everything is laid out in one easy-to-use file.

Includes a Breakdown tab for clear financial insights. Quickly see how much each partner is contributing and where the money is going. Spot spending patterns, compare totals, and make adjustments as needed.

No technical skills needed, just enter your transactions, and everything updates for you.

✦After you purchase:

You will receive a confirmation email and soon after you will receive another email with links to download your files.

- For Google Sheets: Download the PDF. In the PDF click on the button. It will redirect you to the Google Sheet website where you can make a copy of the file. If the file opens in "View Only" go to "File" and chose "Make a copy".

- For Excel: Download the .xlsx file and open file in Microsoft Excel.

You will also receive an email with access to the Download page.

✦ TABS
1. Instructions
2. Annual Dashboard
3. Breakdown
4 to 15. 12 Monthly Budget
16. Editable Bills Calendar
17. Subscription Tracker
18. Debt Snowball Calculator
19. Savings Planner

✦ FEATURES
- Yearly summary
- Annual cash flow summary
- Annual & monthly totals in every category
- Annual spending breakdown
- 12 Budget dashboards
- Dropdown for country
- Space to enter partner names
- Most currencies included**
- Monthly spending overview
- Income tracking
- Expense, bills, savings & debt payment tracking
- Projected & actual budgets
- Savings tracker
- Transaction tracker
- Balance in transaction tracker
- Expense breakdown
- Comprehensive graphs
- Income, Spending and Savings breakdown between partners
- Individual and combined totals
- Breakdown per Spending section
- Editable bills calendar
- Automatic day updating calendar
- Subscription tracker
- Subscription monthly cost
- Debt snowball calculator
- Debt balance overview
- Debt repayment end date
- Savings planner

**For the currencies: After purchase if your country is not in the list, please contact me on Etsy and I will add it. 
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✦ NOTES

- For Google Sheets, you will need Google Sheets and a basic understanding of how to use it.
- For Excel, you will need either Office 2021 or later or a Microsoft Excel 365 subscription and a basic understanding of how to use it.
- The spreadsheet looks and works better on a desktop/computer.
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✦ IMPORTANT

All designs are ©MyProductiveLifeCo. This item is for personal use and cannot be resold, redistributed, or used for any commercial purposes.
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》THIS IS A DIGITAL PRODUCT / INSTANT DOWNLOAD

Digital means its ready to download straight away after buying! No waiting, and no shipping fees. Purchase once and its yours forever!

*No physical product will be shipped*
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