Annual Budget By Paycheck & Monthly Spreadsheet Google Sheets and Excel

Make budgeting simple and stress-free with the By Paycheck Budget Annual and Monthly Spreadsheet. Built for Google Sheets and Excel, this beginner-friendly tool helps you organize your income, spending, bills, debts and savings by month and by paycheck.

With intuitive monthly tabs, automated dashboards and easy-to-use trackers, you’ll always see where your money is going and what’s left to budget. And with the added paycheck projection tools, you can plan your income and expenses for any period you choose while still budgeting month to month. This planner keeps your finances clear, flexible and easy to manage.

✦ WHAT'S INCLUDED
• Dashboard: Annual overview of income, spending, debt, and savings
• Setup: Customize categories to fit your budget
• Recurring Transactions: Enter once and they repeat automatically
• Calendar: View upcoming bills and payments
• By Paycheck Dashboard: View totals, unpaid items and remaining amount for any date range
• By Paycheck Projections: Add projected amounts and plan your upcoming paycheck period
• 12 Monthly Budget Tabs: Plan and track your budget each month
• Account Tracker: Track balances across all your accounts
• 50/30/20 Budget Breakdown: See how your spending aligns with this rule
• Couples Budget Breakdown: Compare income and spending between two people
• Subscription Tracker: Know how much you spend on subscriptions
• Net Worth Tracker: See your assets, debts, and progress over time

✦ FEATURES
✓ Annual dashboard with totals and charts
✓ Annual cash flow summary
✓ Annual and monthly totals in every category
✓ Spending breakdown by category and person
✓ Select any date range to review your paycheck period
✓ Automated paycheck dashboard with totals, unpaid items and remaining balance
✓ Projection tool with recurring amounts plus your projected income and expenses
✓ 12 monthly budget tabs (income, expenses, bills, debts & savings)
✓ Projected vs Actual budgets
✓ Balance overview and spending overview charts
✓ Transaction tracker (date, in/out, category, account, person, description)
✓ Recurring transactions (entered once, repeat automatically)
✓ Built-in bills & payments calendar
✓ Dropdown to view balances per month or full year
✓ Account tracker for all accounts with transfers, interest & adjustments
✓ Couples budget breakdown to see income and spending for two people
✓ Net worth tracker (assets, debts, overall progress)
✓ 50/30/20 budget breakdown dashboard
✓ Subscription tracker with monthly cost total
✓ Automatic updating across all tabs

✦ WHAT YOU’LL GET
• PDF with a link to the By Paycheck Budget Annual and Monthly Spreadsheet for Google Sheets
• Excel file version of the By Paycheck Budget Annual and Monthly Spreadsheet
• PDF with a link to the Debt Snowball and Avalanche Spreadsheet for Google Sheets
• Excel file version of the Debt Snowball and Avalanche Spreadsheet

✦After you purchase:

You will receive a confirmation email and soon after you will receive another email with links to download your files.

- For Google Sheets: Download the PDF. In the PDF click on the button. It will redirect you to the Google Sheet website where you can make a copy of the file. If the file opens in "View Only" go to "File" and chose "Make a copy".

- For Excel: Download the .xlsx file and open file in Microsoft Excel.

You will also receive an email with access to the Download page.

📩 Need assistance? Send me a message anytime. I am happy to help.

✦ NOTES
⚠️ This spreadsheet was created with the latest Excel version (Office 365, desktop). Some features may not work in older versions
⚠️ For Mac users, the Google Sheets version is recommended since Excel for Mac may be less reliable
⚠️ Available in English only
⚠️ Best viewed on a computer. Spreadsheets with more than 15 tabs may run slowly on tablets or phones

✦ IMPORTANT
All designs are ©MyProductiveLifeCo. This item is for personal use and cannot be resold, redistributed, or used for any commercial purposes.

✦ THIS IS A DIGITAL PRODUCT / INSTANT DOWNLOAD
Digital means it is ready to download straight away after purchase. No waiting and no shipping fees. Purchase once and it is yours forever.

No physical product will be shipped