MyProductiveLifeCo
Ultimate Budget by Paycheck Spreadsheet Google Sheets and Excel Template
Ultimate Budget by Paycheck Spreadsheet Google Sheets and Excel Template
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The Ultimate Budget by Paycheck spreadsheet for Google Sheets and Microsoft Excel makes budgeting fun!
The calculations are done for you which makes our budget template simple and easy to use even for people with no technical background. Enter your transactions and see the spreadsheet update automatically.
Contact us right away if you have any questions :)
Track spending and net cash flow. Choose the paycheck period. Includes an editable bills calendar, a subscription tracker, a debt snowball calculator and a sinking funds. Access this spreadsheet online anywhere via your Google account (free to set up). Your planner includes 3 different currencies and comes complete with an easy to follow set of instructions.
After you purchase:
You will receive a confirmation email and soon after you will receive another email with links to download your files.
- For Google Sheets: Download the PDF. In the PDF click on the button. It will redirect you to the Google Sheet website where you can make a copy of the file. If the file opens in "View Only" go to "File" and chose "Make a copy".
- For Excel: Download the .xlsx file and open file in Microsoft Excel.
You will also receive an email with access to the Download page.
》TABS
1. Instructions
2. Budget by Paycheck
3. Editable Bills Calendar
4. Subscription Tracker
5. Debt Snowball Calculator
6. Savings Planner
》FEATURES
- Budget dashboard
- Dropdown for country
- Most currencies included**
- Cash Flow Summary
- Rollover from last period
- Income tracking
- Expense, bills, debt payment and savings & Investment tracking
- Editable categories
- Projected & actual budgets
- Savings tracker
- Transaction tracker
- Expense breakdown
- Comprehensive graphs
- Editable bills calendar
- Automatic day updating calendar
- Subscription tracker
- Subscription monthly cost
- Debt snowball calculator
- Debt balance overview
- Debt repayment end date
- Savings planner
**For the currencies: After purchase if your country is not in the list, please contact me and I will add it.
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》NOTES
- For Google Sheets, you will need Google Sheets and a basic understanding of how to use it.
- For Excel, you will need either Office 2021 or later or a Microsoft Excel 365 subscription and a basic understanding of how to use it.
- The spreadsheet looks and works better on a desktop/computer.
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》IMPORTANT
All designs are ©MyProductiveLifeCo. This item is for personal use and cannot be resold, redistributed, or used for any commercial purposes.
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》THIS IS A DIGITAL PRODUCT / INSTANT DOWNLOAD
Digital means its ready to download straight away after buying! No waiting, and no shipping fees. Purchase once and its yours forever!
*No physical product will be shipped*
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Ultimate Budget by Paycheck Spreadsheet Google Sheets and Excel Template
I absolutely love this spreadsheet, once you get everything inputted it runs itself when you add your income and daily expenses. From there just make a copy of the completed sheet, and remove last months expenses and income.
Then you can start over fresh with bills and planned expenses already added. The calendar tracks the monthly fixed expenses if added. The subscription tab really puts your wasteful spending into perspective.
I don’t care for the debt snowball section, you can set it to snowball or avalanche (I think it is). Maybe after playing with it more I’ll like it.
I don’t like the colors of the main spreadsheet pie chart but you may be able to customize those as well, I haven’t checked yet.
I realize this is a paycheck to paycheck spreadsheet and there’s an option for a yearly budget also. But I wish it would let me choose whether or not my bill was monthly, annual or bi annual in the main budget.
You can choose those options on a separate sheet, just not the main one. I also don’t like how it breaks down the monthly cost of a yearly/multi year subscription then adds that to your monthly expenses. I don’t budget like that (maybe I should lol).
It reminds me of the envelope system which I detest. I decided to set those to 0 now so they aren’t tracked at all in the main budget. Now I have a clearer picture of what my real monthly expenses will be.
The issues I have are my problem, it’s got nothing to do with this spreadsheet setup or how it’s functionality, 10/10 I’d recommend this to anyone wanting to know where their money is going.
All about u want for small business to start with. This”is
This is great! I love the layout and how easy it is to use and organize.
Ultimate Budget by Paycheck Spreadsheet Google Sheets and Excel Template
